What is Workers Compensation Insurance?

Workers Compensation Insurance (Workers' Comp) is a mandatory type of insurance carried by many businesses. Workers' Comp insurance from ConstructionInsurance.com covers medical costs and a portion of lost wages for an employee who becomes injured or ill on the job.

Workers Compensation Insurance also protects companies from being sued by employees for workplace conditions that can cause an injury or illness.

Who Needs Workers Compensation?

Workers' Compensation Insurance is required by law in almost every state. Workers' comp laws are designed to ensure payment by employers for some part of the cost of injuries, or in some cases, of occupational diseases or even death, received by employees in the course of their work.  To learn more about state by state comparisons, please visit WorkersCompensation.com.

What Expenses Does Workers Compensation Insurance Cover?

  • Medical Treatment

  • Permanent & Temporary Disability

  • Replacement Income

  • Retraining Costs

  • Death Benefits

Employers Liability Insurance

Employers Liability Insurance protects your company should an employee claim that his or her injury or illness was caused by your company’s negligence or failure to provide a safe workplace.

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